Unlocking the Power of Offshore Bonds: Smarter tax planning for better client outcomes

Offshore bonds remain one of the most powerful – yet often under-utilised – tools in UK financial planning.

In this fast-paced, client focused session, we’ll show you how to turn technical knowledge into tangible value. Through practical case studies and real-life scenarios, you’ll discover how offshore bonds can help reduce tax, create flexible income strategies, and support long-term wealth transfer.

Whether you’re advising high earners, business owners, or clients with intergenerational planning needs, this session will equip you with the ideas and confidence to position offshore bonds more effectively and drive stronger client outcomes. If you’re not already making offshore bonds a core part of your planning toolkit, this session will show you why you should be.  

The event qualifies for up to 60 minutes of Structured CPD accredited by CII. By the end of the session you will be able to:

•  Explain the key tax advantages of offshore bonds, the tax order of gains and the available allowances, to help position offshore bonds as a compelling tax-planning solution to clients. 
• Identify smarter, tax-efficient income strategies for higher and additional rate taxpaying clients, helping them retain more of their wealth through structured withdrawals and timing strategies.
• Identify ways in which offshore bonds can be used alongside trusts and gifting strategies to support inheritance tax (IHT) mitigation and intergenerational planning objectives.

Ed Green, Pension & Investment Specialist 

Ed is a pension and investment specialist with more than 25 years’ experience in the financial services industry. He has worked with several of the UK’s leading life insurance providers and has spent the past 14 years at M&G plc, focusing on the development and delivery of retirement and investment solutions.  

With a strong technical background and a practical approach, Ed works closely with financial advisers to help them navigate complex areas such as tax planning, product structures, and investment suitability in a changing regulatory landscape. 

Shoaib Ahmed, M&G Senior Technical Manager 

Shoaib is a Senior Technical Manager at M&G and brings strong technical capability across trusts, estate planning and multifaceted client scenarios. 

He is a Chartered Financial Planner and a full member of the Society of Trust and Estate Practitioners (STEP). 

"Prudential" is a trading name of Prudential Distribution Limited. Prudential Distribution Limited is registered in Scotland. Registered Office at 5 Central Way, Kildean Business Park, Stirling, FK8 1FT. Registered number SC212640. Authorised and regulated by the Financial Conduct Authority. Prudential Distribution Limited is part of the same corporate group as the Prudential Assurance Company Limited. The Prudential Assurance Company Limited and Prudential Distribution Limited are direct/indirect subsidiaries of M&G plc which is a holding company registered in England and Wales with registered number 11444019 and registered office at 10 Fenchurch Avenue, London EC3M 5AG, some of whose subsidiaries are authorised and regulated, as applicable, by the Prudential Regulation Authority and the Financial Conduct Authority. These companies are not affiliated in any manner with Prudential Financial, Inc, a company whose principal place of business is in the United States of America or Prudential plc, an international group incorporated in the United Kingdom.